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COURIER INSURANCE
A comprehensive program designed by experts
for the courier industry
Avalon provides couriers with comprehensive coverage to
protect against industry exposures. Our program, The
United Messenger Courier Insurance Program (UMCIP) was
established in 1996 and continues to evolve to meet the
changing insurance needs of the messenger, courier,
trucking and freight forwarding industry. The program
provides coverage from financially strong insurance
carriers and can be tailored to meet the needs of both
the large and small transporter.
As part of the UMCIP, we offer the following coverage:
Auto Liability
Covers the insured’s liability for bodily injury or
death arising out of the use of a commercial auto. Hired
and Non-Owned Liability coverage is also available and
provides liability protection for rentals and employees
driving personal vehicles during business hours.
Specialty Hired/Non-Owned Auto Liability
Specialty Hired and Non-Owned Liability coverage is also
available and provides liability protection for revenue
producing vehicles being driven by independent
contractors and employees driving their personal
vehicles.
Cargo/Reconstruction/Face Value
Coverage for physical loss or damage to property of
others while in your care, custody and/or control.
Reconstruction and Face Value coverage are available for
couriers transporting bank documents. Coverage is also
available for other high risk and/or high value
commodities.
Employment Practices Liability Insurance
Provides coverage for allegations of discrimination,
sexual harassment, retaliation, unfair hiring practices
and other workplace torts made by employees.
Additional coverage:
- Property and Warehouse
- General Liability
- Excess Liability
- Workers’ Compensation
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