BUSINESS INSURANCE
Property & Casualty Insurance (P&C) and Executive Protection are essential to protect your business assets and reduce litigation exposures for various liabilities. Avalon's employees have years of experience in the logistics industry. We understand the exposures facing your business and provide cost effective, financially sound alternatives to protect your company. Through our relationships with various insurance companies, we can combine the following products to meet your needs:

 

PROPERTY INSURANCE
All-risk coverage for direct physical loss or damage to business assets, including buildings, office furniture and equipment.

Electronic Data Processing (EDP) Provides all-risk coverage for computer and data processing equipment owned at scheduled locations.

GENERAL LIABILITY
Commercial General Liability
Covers your legal liability for bodily injury, death and third-party damage.

Umbrella & Excess Liability Provides additional amounts of insurance over other liability policies.

EXECUTIVE PROTECTION
Directors & Officers
Protects the personal assets of a company's directors and officers and the financial well-being of the company.

Employment Practices Liability (EPLI) Coverage for allegations of discrimination, sexual harassment, etc. by employees, including defense costs.

Fiduciary Insurance
This policy covers the fiduciary liability of a company for misadministration of pension, health and other plans for employees.

Crime Insurance Provides protection against employee theft, forgery, counterfeit checks and other white collar crimes.

Internet Liability Offers protection for legal exposures arising out of Internet.

Business Income Provides coverage for loss of net income, rents, and/or extra expense to continue business operations.

Property Extension Endorsement Extends property coverage at scheduled locations to include:

> Accounts Receivable
> Business Income and Extra Expense
> Employee Dishonesty
> Newly Acquired Property
> Valuable Papers 		COMMERCIAL AUTOMOBILE
Covers both physical damage and liability for bodily injury or death arising out of the use of a commercial auto. Hired and non-owned auto liability for rentals and employees driving vehicles during business hours is also available.

WORKER'S COMPENSATION This policy provides compensation benefits for employees injured on the job as determined by state law.

EMPLOYER'S LIABILITY Covers lawsuits filed by employees or their families for job-related accidents.

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